Cash App, one of the most popular mobile payment services in the U.S., has agreed to pay $12.5 million to settle a class action lawsuit alleging that the company sent unsolicited spam text messages to users and non-users alike. The settlement, that could offer eligible people with payments of up to $147, targets to relief claims that Cash App violated federal communication legal guidelines.
Here’s everything you need to know approximately the case, who qualifies for payment, and the way to claim your proportion.
What Is the Cash App Settlement About?
The lawsuit, filed under the Telephone Consumer Protection Act (TCPA), accused Cash App (operated by using Block, Inc.) of sending marketing and promotional textual content messages to people with out their prior consent. Many recipients reportedly never signed up for Cash App or agreed to get hold of such communications.
Under federal regulation, organizations are prohibited from sending computerized or pre-recorded text messages or calls to purchasers with out explicit permission. The plaintiffs alleged that Cash App violated these rules by using automated dialing systems to send bulk promotional messages, making it a breach of the TCPA.
While Cash App denied any wrongdoing or liability, the company agreed to settle the case to avoid ongoing litigation and potential higher costs.
Who Qualifies for the $147 Cash App Settlement?
According to the settlement terms, any U.S. Resident who received unsolicited promotional or marketing text messages from Cash App among August 1, 2021, and March 31, 2023, can be eligible for payment.
This includes:
- Individuals who received text messages without ever creating a Cash App account.
- Current or former Cash App users who did not consent to receive promotional texts.
Eligible claimants can post a declare shape on line or by mail earlier than the reliable declare closing date, as a way to be introduced once the courtroom presents final approval.
How Much Will Claimants Receive?
The total settlement fund is $12.5 million, which will be divided among eligible claimants after deducting legal payments, administrative costs, and court expenses.
The anticipated payout per eligible person is around $147, but the final amount might also range relying on the amount of valid claims filed. If more people history, the payment according to individual may want to lower.
How to File a Claim
Eligible people can document a claim through the legitimate Cash App TCPA Settlement internet site, where they’ll need to provide simple facts, such as:
- Full name and contact details
- Confirmation of receiving Cash App promotional texts
- Claimant’s phone number linked to the messages
Once verified, claimants can pick out to receive their payment via direct deposit, mailed check, or PayPal/Cash App transfer.
It’s vital to ensure that the declare form is submitted earlier than the cut-off date and all details are accurate to avoid rejection.
What If You’re Not Sure You Qualify?
If you’re unsure whether or not you obtained promotional texts from Cash App, you can nonetheless post a claim form. The settlement administrator will go-reference cellphone numbers with Cash App’s textual content message statistics to determine eligibility.
You can also touch the settlement administrator or go to the official settlement website for rationalization and updates approximately the claims method, payment timeline, and courtroom approval reputation.
Why Cash App Settled the Case
While Cash App keeps that it did not intentionally violate federal regulation, the enterprise chose to settle to keep away from extended felony battles and the hazard of higher penalties. The TCPA imposes fines of up to $1,500 per unsolicited textual content or name, that may have ended in a large financial burden if the case had gone to trial.
By agreeing to the $12.5 million settlement, Cash App pursuits to clear up the issue whilst continuing to attention on its monetary offerings, user security, and compliance improvements.
Important Dates to Remember
- Claim Deadline: To be announced after final court approval
- Final Approval Hearing: Expected in early 2025
- Payment Distribution: Expected within 60–90 days after final court approval, depending on claim verification
Claimants are advised to keep an eye on official updates to ensure they don’t miss the filing deadline.
Conclusion
The $12.5 million Cash App class action settlement offers eligible individuals a chance to receive up to $147 in compensation for receiving unsolicited text messages in violation of the TCPA. For millions of users, this case is a reminder of how important privacy and consent are in today’s digital communication landscape. Whether or not you’re a Cash App consumer, if you received promotional texts without your consent, it’s well worth checking your eligibility and filing a declare earlier than the deadline.
FAQ’s
Who is eligible for the settlement?
Consumers who obtained an unsolicited Cash App referral textual content message even as living in Washington state among November 14, 2019, and a date to be determined by way of the settlement administrator are eligible to claim.
How much will every eligible elegance member receive?
Each eligible claimant is expected to receive between $88 and $147, depending at the range of valid claims submitted. This amount is primarily based on a pro-rata share of the $12.5 million settlement fund.
Who filed the lawsuit and why?
The lawsuit become filed by means of Kimberly Bottoms, who alleged that Block violated the Washington Consumer Electronic Mail Act and the Washington Consumer Protection Act via sending unsolicited junk mail textual content messages.